Cash Seller and Cash Buyer – Steps Explained

Cash Seller and Cash Buyer – Steps Explained

Dubai Real Estate Brokers Guide to Closing a Cash Sale.

In the Previous Guide titled “Cash Seller and Mortgage Buyer, we explained the steps of closing a deal when The Seller has NO Mortgage on the property and there will be no Bank involved from his side, but the Buyer will be purchasing with Mortgage.

In this guide, we will talk about the easiest of them all, Cash sale. Meaning, the seller has no Mortgage on the Property and Buyer is purchasing with Cash. So, No Banks involved and therefore, the process is expected to be a lot faster.

Note, The process can take about 1 week to 30 days, depending on the Buyers Funds’ availability.


Issues 10% Security Deposit

The Cheque should be written out to Seller’s name and held with Brokerage Office until the transfer date.

Sign the Contract F (MOU)

Prepare the Form F and let the Buyer Sign and then the Seller.

Buyer & Seller

Final Bills

The seller must settle all his outstandings to all service providers such as DEWA, Cooling Provider, DU/Etisalat and Service Charge fees and receive his Final Bills.


Seller will request NOC from the Developer. NOC takes 1-5 days depending on the developer and is valid for 10-20 days. NOC copy will be submitted to the Buyer’s Bank.


Transfer Appointment

Transfer Appointment is booked at the Registration Trustee’s office.

Final Documents Prepared and Fees Calculated

The broker must send an email to parties with Documents and Fees Required for the Transfer. Not to forget any document or prorated reimbursable amounts use Zaroof’s Transfer Checklist for this step.

All Parties

Transfer Day

* All parties should be present at the Transfer Appointment.
* You must return the 10% Security Deposit Cheque after the transfer (Have a Security Deposit Return Form so you can get the Buyer to sign as a confirmation that he/she has received the cheque back)
* Carry a Receipt for Commission amount.
*Remind the Seller to bring the Door and Parking/Access Key

Required Documents and Fees


  • Original Title Deed
  • Original NOC from the Developer
  • Contract F (MOU/Form F)
  • Original passport, visa, Emirates ID (both seller and buyer if residents)

Cheques and Fees:

  • Seller’s Cheque – Manager’s Cheque to the name of the Seller
  • Dubai Land Department Transfer Fees – Manager’s Cheque written out to Dubai Land Department – 4 % of selling price + AED 580 (AED 580 applies for an Apartment or Villa. It is AED 40 if Off-Plan and AED 430 if Plot/Land)
  • Registration Trustee Fees4,000 AED + 200 AED (5% VAT) if the price of the property equal or more than 500,000 AED. (2,000 AED + 100 AED (5% VAT) if the price of the property less than 500,000 AED)
  • Commission Cheque – Norm is 2% of the Purchase Price.

We are here to help you with every step of the process, so continue reading. You will find some answers in other New Brokers Training lessons. If you can’t find the answer you are looking for, Ask HERE.

Disclaimer: This process guide is courtesy of Information provided here is based on personal experiences and should be used with caution. Dubai Land Department and RERA rules and regulations are updated regularly, be advised to consider double-checking any information provided online with the Dubai Land Department customer service line before offering to your clients. We do our best to keep training materials up to date, check back periodically for news and updates. If you shall use this material for your employees, you can do so by sharing the page link or using its content while on the website. Copying, downloading and commercial distribution is prohibited unless permitted in writing.